Carolyn Behrens
Loan Specialist

Why borrowers prefer to use Carolyn.

You don't buy a home very often, so doesn't it make sense to use a loan specialist who really knows how to help you get the best loan for your needs and solve unexpected problems? My 26 years of lending experience helps you solve your loan problems.

Many borrowers end up losing the sale because of a loan problem. Many loans have problems, even for good borrowers. Avoid costly lender errors and delays by going with an expert. I go the extra mile to solve these problems.

Expert to solve loan problems
You don't buy a home very often, so doesn't it make sense to use a loan specialist who really knows how to help you get the best loan for your needs and solve unexpected problems? My 26 years of lending experience helps you solve your loan problems.

Many borrowers end up losing the sale because of a loan problem. Many loans have problems, even for good borrowers. Avoid costly lender errors and delays by going with an expert. I go the extra mile to solve these problems.

Get the Best Loan

Pre-approval before you purchase a home
Save time and money by having me pre-approve you before they start your search. Spend your time on qualified properties , one you can afford! This will also get you some extra leverage when negotiating the sale if you know you'll will get the loan.

Your top-dollar home price is a function of you household income, creditworthiness, interest rates, the type of loan you select and how much ready cash you have for the down payment and closing costs, among other factors. Rather than guessing or estimating how much you can afford to spend, let us give you a full assessment. The true amount may be much more or much less than you think.

Carolyn offers all these of loans and more.


Carolyn Behrens
Loan specialist
Easy qualifier loans
Zero down - 100% financing
Self employed-95% stated income qualifying
    (no W2, no tax return, no pays stubs required)
Past credit problems, bankruptcies, foreclosure is OK
Special low monthly payment program
   ie: $250,000 home with only 5% down = PITI $1,665

The best of both worlds:
          online lending combined with personalized service
A loan broker you can trust
Carolyn has high ethical standards, in an industry noted for misleading information; you need someone who won't mislead your buyer.    More info ...
Low rates and fees. Better than online or direct lenders
Carolyn has preferred status and lower rates with top lenders. Although many loan brokers tend to gouge borrowers, Carolyn prefers to charge less and be fair with the borrower.    More info ...
Carolyn is by-far your best option
There are hundreds of lenders each with as many as a hundred of loan programs. Get the loan that's right for you -- the lowest cost and best terms for your needs.    More info ...
A number of lenders competing to get the best rate
Carolyn access to over 250 lenders. She has lenders competing for your business, meaning more savings and low rates    More info ...
Loan broker who really cares, and does whatever it takes
Carolyn truly is a loan broker who really cares, and does what it takes to make you and the buyer happy    More info ...
The bottom line:
                I make your loans happen.

Get the Best Loan
Most loan problems occur after preliminary loan approval is given. Many loans have problems, even for good borrowers.  

Why take a chance that your loan gets declined?

Get the loan that's right for you.  The best option is to work with a loan expert who will give you personalized service, and who cares about making sure you get the loan.

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Carolyn Behrens
Loan Specialist


When service and reliability count,
Call Carolyn!


Call me anytime! 7 Days a Week!
Office Phone: 949-916-9282 Fax: 949-916-9337
Email: Carolyn@OC-RealEstate.net


Taj Mahal Building
24031 El Toro Rd., Suite 320, Laguna Hills, CA 92653
California Dept. of Real Estate, Broker # 01050210