Carolyn Behrens
Loan Specialist

What are your loan options ?

Get the Best Loan

Direct lender
With many borrowers you don't really know if they have credit problems, if you use a direct lender and there is a problem, then you jeopardize your sale. You lose! Why take the chance, when we can make the loan work for you.
Internet lender
Many internet lenders sound great, but most loan problems occur after preliminary loan approval. Having a real person who will put in the extra effort to solve problems is critical.

There are dozens of loan types and hundreds of loan programs available through hundreds of lenders. The real issue with real estate financing is not getting a loan (virtually anyone willing to pay lofty interest rates can find a mortgage). Instead, the idea is to get the loan that's right for you -- the mortgage with the lowest cost and best terms for their needs. Personalized service to match their situation is important.
Other loan brokers
Loan brokers, in general, have a bad reputation. This reputation is somewhat justified. It's important you don't use a loan broker who misleads you, and can't delivery. .

Why take a chance you find a good loan broker? We make sure you are taken care of.
Let borrower find their own loan
Buying a home is a major event for you, and in most cases you haven't purchased a home in many years so you don't really know the best loan process. Helping the borrower through this stressful time is part of our job.

Many loans have problems, even for good borrowers. I go the extra mile to solve these problems. Why take a chance?
Call Carolyn
Online lending combined with personal service.  Best rates, low fees, and an expert to solve loan problems.  Carolyn makes sure you get the best loan for their needs, and she makes sure the loan closes.  Carolyn wants your future referrals, so she makes sure you're happy.

There are dozens of loan types and hundreds of loan programs available through hundreds of lenders.  Many online lenders and loan brokers count on volume, and if a loan gets difficult, they just go to the next loan.  Many loans have problems, even for good borrowers.  Most of these loan problems occur after preliminary loan approval is given.

Why take a chance that your loan gets declined?  Get the loan that's right for you.  The best option is to work with a loan expert who will give you personalized service.

Get the Best Loan

The bottom line is that I do what it takes to make your loan happen.


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Carolyn Behrens
Loan Specialist


When service and reliability count,
Call Carolyn!


Call me anytime! 7 Days a Week!
Office Phone: 949-916-9282 Fax: 949-916-9337
Email: Carolyn@OC-RealEstate.net


Laguna Hills Civic Center Building
24031 El Toro Rd., Suite 320, Laguna Hills, CA 92653
California Dept. of Real Estate, Broker # 01050210